Monetary economy
Mahshid Shahchera
Abstract
Since moral hazard in behaviors of banking system may jeopardize efficiency of debt mechanisms to fund rising, it is important to examine the empirical and theoretical evidences of moral hazard in the Iranian banking system. Risky behavior of banking system is caused by the asymmetric information problems ...
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Since moral hazard in behaviors of banking system may jeopardize efficiency of debt mechanisms to fund rising, it is important to examine the empirical and theoretical evidences of moral hazard in the Iranian banking system. Risky behavior of banking system is caused by the asymmetric information problems between creditors and central bank. This paper considers the simultaneous effects between changing risk and leverage that justifies existence of moral hazard in the Iranian banking system. To do so, we use dynamic panel data model for the period 2006-2019 in Iranian banking system. According to the obtained results, there is a significant positive relationship between the level of risk and leverage. This relationship implies the existence of moral hazard that can be caused unsuccessfully performance of central bank in supervision and supporting in the banking system.
mahshid shahchera; Mandana Taheri
Abstract
Banks have an important role in providing and allocating resources, identifying investment opportunities, and diversifying risk. According to the Bank International Settlement (BIS), one of the main factors of weakness in the banking system is lack of financial resources for lending of banks to various ...
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Banks have an important role in providing and allocating resources, identifying investment opportunities, and diversifying risk. According to the Bank International Settlement (BIS), one of the main factors of weakness in the banking system is lack of financial resources for lending of banks to various sectors of the economy. The weaknesses and inefficiencies in financing indicate a lack of optimal capital structure in the banking system and stable funding with aim of provides secure facilities in banking. In this paper, we survey the effect of stable funding strategies from the perspective of the net stable funding ratio (NSFR) and its effect on the bank profit margin with aim of compensating the financing risk in the Iranian banking system for the period from 2006-2016.The Stable financing strategies are divided into two parts of the stables allocation and funding strategies. Funding strategies in turn are divided into three sections and allocations strategies are divided into four sections. According to the results, the sustainability of the banks' resources in the balance sheet requires the allocation of funds in the form of facilities and loans on the other side of the balance sheet i.e. assets. The proper functioning of banks has an impact on improving the business environment of the banks.
Morteza Sameti; Majid Sameti; Mahshid Shahchera
Volume 5, Issue 15 , July 2003, , Pages 1-18
Abstract
The effectiveness of the current and capital expenditures of government are different to achieve the economic optimal growth rate in Iran. In this paper at first, the aggregate consumption was classified by income groups. Then, the effects of current and capital expenditures of government on the ...
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The effectiveness of the current and capital expenditures of government are different to achieve the economic optimal growth rate in Iran. In this paper at first, the aggregate consumption was classified by income groups. Then, the effects of current and capital expenditures of government on the economic growth rate were estimated by a system of simultaneous equations.The results show that the capital expenditures effect is more than current expenditures on economic growth rate.Separation of the consumption function in terms of income groups was useful to calculate income multipliers. In this situation, the results also show that the impact of current and capital expenditures on consumption of different income groups are not the same.
